🌍 ClimateRiskCheck

Natural Disaster Risk in Montesano

Washington

5.4out of 10
Moderate Risk

Risk Summary for Montesano

Montesano scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Tsunami Earthquake

All 18 Hazard Scores

Tsunami
10.0
Coastal Flooding
10.0
Earthquake
9.8
Landslide
9.6
Ice Storm
9.0
Avalanche
8.8
Extreme Heat
6.4
Volcanic Activity
5.1
Winter Weather
4.7
Wildfire
4.2
Lightning
2.5
Tornado
2.4
Hurricane
2.4
Drought
2.4
Strong Wind
1.9
Hail
1.5
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

Montesano
5.4
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Montesano, Washington

Montesano, in Grays Harbor County, is a town of roughly 7,604 residents situated in the Pacific Northwest. Its oceanic climate brings mild, rainy winters west of the Cascades and semi-arid conditions to the east, and in particular a critical wildfire period in eastern Washington each summer. These conditions collectively define the natural hazard environment that Montesano residents and property owners must navigate.

Montesano's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include tsunami and earthquake.

Within Washington, Montesano's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Grays Harbor County identifies coastal flood as the foremost hazard, followed by tsunami and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Montesano residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Montesano: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Montesano

These city-level factors differentiate Montesano from other communities in Grays Harbor County and provide geographic context for its hazard exposure.

Population

7,604

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.2/10

Coordinates

47.2064Β° N, 123.6082Β° W

Grays Harbor County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Montesano

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Montesano

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.