🌍 ClimateRiskCheck

Natural Disaster Risk in Mount Vernon

Washington

6.4out of 10
High Risk

Risk Summary for Mount Vernon

Mount Vernon scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Coastal Flooding Tsunami

All 18 Hazard Scores

Volcanic Activity
10.0
Tsunami
9.9
Coastal Flooding
9.9
Earthquake
9.7
Avalanche
9.6
Ice Storm
9.4
Landslide
9.3
Winter Weather
7.7
Extreme Heat
7.3
Wildfire
5.8
Lightning
5.7
Cold Wave
4.8
Hurricane
2.4
Drought
2.4
Tornado
2.2
Hail
1.7
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Mount Vernon
6.4
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mount Vernon, Washington

Located in the Pacific Northwest in Skagit County, Mount Vernon is a city of approximately 30,001 residents. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Mount Vernon a community where hazard awareness has real practical value.

FEMA rates Mount Vernon's composite natural disaster risk at 6.4 out of 10 β€” high risk. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. Residents should also account for coastal flood and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Mount Vernon's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by volcano and coastal flood, as measured by FEMA across Skagit County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mount Vernon's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mount Vernon: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Mount Vernon

These city-level factors differentiate Mount Vernon from other communities in Skagit County and provide geographic context for its hazard exposure.

Population

30,001

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.8/10

Coordinates

48.4052Β° N, 122.3684Β° W

Skagit County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mount Vernon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mount Vernon

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.