🌍 ClimateRiskCheck

Natural Disaster Risk in Neah Bay

Washington

5.6out of 10
Moderate Risk

Risk Summary for Neah Bay

Neah Bay scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Earthquake Coastal Flooding

All 18 Hazard Scores

Tsunami
10.0
Earthquake
9.8
Coastal Flooding
9.4
Winter Weather
9.3
Avalanche
9.1
Landslide
8.8
Ice Storm
6.4
Volcanic Activity
5.1
Extreme Heat
5.0
Wildfire
4.7
Cold Wave
4.6
Hurricane
2.4
Drought
2.4
Lightning
2.4
Tornado
2.3
Strong Wind
1.5
Hail
1.4
Riverine Flooding
1.0

How it compares

Neah Bay
5.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Neah Bay, Washington

Neah Bay is a small community of about 1,519 in Clallam County, in the Pacific Northwest. The area experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Neah Bay.

FEMA rates Neah Bay's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for earthquake and coastal flood risk in their preparedness planning.

Neah Bay's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Clallam County, the highest-scoring are tsunami, earthquake, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Neah Bay's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Neah Bay: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Local Factors for Neah Bay

These city-level factors differentiate Neah Bay from other communities in Clallam County and provide geographic context for its hazard exposure.

Population

1,519

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.7/10

Coordinates

48.3319Β° N, 124.6282Β° W

Clallam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Neah Bay

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Neah Bay

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.