🌍 ClimateRiskCheck

Natural Disaster Risk in Orcas

Washington

4.7out of 10
Moderate Risk

Risk Summary for Orcas

Orcas scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
9.8
Volcanic Activity
9.5
Coastal Flooding
9.4
Earthquake
9.1
Landslide
6.7
Winter Weather
6.5
Wildfire
4.9
Avalanche
4.5
Cold Wave
4.0
Ice Storm
3.2
Extreme Heat
2.5
Hurricane
2.4
Drought
1.7
Lightning
1.7
Tornado
1.6
Strong Wind
1.3
Hail
1.3
Riverine Flooding
1.0

How it compares

Orcas
4.7
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Orcas, Washington

Located in the Pacific Northwest in San Juan County, Orcas is a small unincorporated community. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Orcas a community where hazard awareness has real practical value.

FEMA rates Orcas's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for volcano and coastal flood risk in their preparedness planning.

Relative to other U.S. communities, Orcas's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across San Juan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Orcas residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for Orcas: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Local Factors for Orcas

These city-level factors differentiate Orcas from other communities in San Juan County and provide geographic context for its hazard exposure.

Population

442

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.9/10

Coordinates

48.6087Β° N, 122.9055Β° W

San Juan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Orcas

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Orcas

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.