Natural Disaster Risk in Pacific Beach
Washington
Risk Summary for Pacific Beach
Pacific Beach scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Pacific Beach, Washington
Located in the Pacific Northwest in Grays Harbor County, Pacific Beach is a small unincorporated community. The oceanic climate that characterizes this part of Washington — marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east — directly influences the types and severity of natural hazards present, making Pacific Beach a community where hazard awareness has real practical value.
Pacific Beach's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include tsunami and earthquake.
Relative to other U.S. communities, Pacific Beach's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by coastal flood and tsunami, as measured by FEMA across Grays Harbor County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Pacific Beach's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.
What this means for Pacific Beach: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Pacific Beach
These city-level factors differentiate Pacific Beach from other communities in Grays Harbor County and provide geographic context for its hazard exposure.
Population
48
RuralGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 47.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — summer fire risk
Fire score: 4.2/10
Coordinates
47.2036° N, 124.1953° W
Grays Harbor County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Pacific Beach
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Pacific Beach
Other cities in Washington
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.