🌍 ClimateRiskCheck

Natural Disaster Risk in Poulsbo

Washington

6.0out of 10
High Risk

Risk Summary for Poulsbo

Poulsbo scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Tsunami

All 18 Hazard Scores

Earthquake
9.9
Landslide
9.9
Tsunami
9.9
Volcanic Activity
9.7
Coastal Flooding
9.7
Extreme Heat
9.1
Avalanche
8.1
Winter Weather
6.4
Lightning
6.0
Ice Storm
5.7
Wildfire
4.7
Tornado
3.3
Hurricane
2.4
Strong Wind
2.0
Hail
1.7
Drought
1.7
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Poulsbo
6.0
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Poulsbo, Washington

Located in the Pacific Northwest in Kitsap County, Poulsbo is a city of approximately 33,655 residents. The oceanic climate that characterizes this part of Washington β€” marked by mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly influences the types and severity of natural hazards present, making Poulsbo a community where hazard awareness has real practical value.

Poulsbo's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include landslide and tsunami.

Relative to other U.S. communities, Poulsbo's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by earthquake and landslide, as measured by FEMA across Kitsap County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Poulsbo's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Poulsbo: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Poulsbo

These city-level factors differentiate Poulsbo from other communities in Kitsap County and provide geographic context for its hazard exposure.

Population

33,655

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.7/10

Coordinates

47.7511Β° N, 122.6237Β° W

Kitsap County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Poulsbo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Poulsbo

Other cities in Washington

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.