🌍 ClimateRiskCheck

Natural Disaster Risk in Clarksburg

West Virginia

5.8out of 10
Moderate Risk

Risk Summary for Clarksburg

Clarksburg scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hail

All 18 Hazard Scores

Landslide
8.7
Avalanche
8.3
Hail
7.7
Lightning
7.7
Hurricane
7.4
Winter Weather
6.4
Ice Storm
6.0
Earthquake
5.8
Tsunami
5.4
Strong Wind
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.7
Tornado
4.3
Drought
4.3
Wildfire
3.5
Cold Wave
2.8
Riverine Flooding
1.0

How it compares

Clarksburg
5.8
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clarksburg, West Virginia

Clarksburg, in Harrison County, is a city of approximately 28,716 residents situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and mountainous terrain that intensifies flooding, and in particular flash flooding and winter storms. These conditions collectively define the natural hazard environment that Clarksburg residents and property owners must navigate.

According to FEMA's National Risk Index, Clarksburg carries an overall risk score of 5.8/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and hail.

Within West Virginia, Clarksburg's risk is, slightly above the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Harrison County identifies landslide as the foremost hazard, followed by avalanche and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Clarksburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Clarksburg: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Clarksburg

These city-level factors differentiate Clarksburg from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

28,716

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

39.2863Β° N, 80.3774Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clarksburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clarksburg

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.