🌍 ClimateRiskCheck

Natural Disaster Risk in Bloomington

Wisconsin

6.3out of 10
High Risk

Risk Summary for Bloomington

Bloomington scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Strong Wind

All 18 Hazard Scores

Landslide
9.6
Hail
9.1
Strong Wind
8.5
Cold Wave
8.3
Tornado
7.9
Lightning
7.8
Drought
6.9
Extreme Heat
6.8
Ice Storm
6.1
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.3
Earthquake
3.9
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Bloomington
6.3
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bloomington, Wisconsin

Bloomington is a small community of about 1,275 in Grant County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Bloomington.

According to FEMA's National Risk Index, Bloomington carries an overall risk score of 6.3/10, placing it in the high category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to hail and wind.

Bloomington's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grant County, the highest-scoring are landslide, hail, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Bloomington residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bloomington: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Bloomington

These city-level factors differentiate Bloomington from other communities in Grant County and provide geographic context for its hazard exposure.

Population

1,275

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

42.8764Β° N, 90.9080Β° W

Grant County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bloomington

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Bloomington

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.