Natural Disaster Risk in Clam Lake

Natural Hazard Profile: Clam Lake, Wisconsin

Located in the northern tier of the continental United States in Ashland County, Clam Lake is a small unincorporated community. The humid continental climate that characterizes this part of Wisconsin — marked by long, cold winters with lake-effect snow and warm summers — directly influences the types and severity of natural hazards present, making Clam Lake a community where hazard awareness has real practical value.

FEMA rates Clam Lake's composite natural disaster risk at 4.2 out of 10 — moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for coastal flood and winter risk in their preparedness planning.

Relative to other U.S. communities, Clam Lake's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by cold wave and coastal flood, as measured by FEMA across Ashland County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Clam Lake residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.