Natural Disaster Risk in Collins

Natural Hazard Profile: Collins, Wisconsin

Located in the Great Lakes region in Manitowoc County, Collins is a small unincorporated community. The humid continental climate that characterizes this part of Wisconsin — marked by long, cold winters with lake-effect snow and warm summers — directly influences the types and severity of natural hazards present, making Collins a community where hazard awareness has real practical value.

FEMA rates Collins's composite natural disaster risk at 5.9 out of 10 — moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for coastal flood and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Collins's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by hail and coastal flood, as measured by FEMA across Manitowoc County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Collins's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.