🌍 ClimateRiskCheck

Natural Disaster Risk in Darien

Wisconsin

6.4out of 10
High Risk

Risk Summary for Darien

Darien scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Tornado

All 18 Hazard Scores

Hail
9.5
Tornado
9.0
Cold Wave
9.0
Strong Wind
8.3
Lightning
7.8
Extreme Heat
7.7
Landslide
7.0
Winter Weather
5.9
Earthquake
5.8
Tsunami
5.4
Ice Storm
5.4
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.2
Wildfire
3.5
Riverine Flooding
1.0

How it compares

Darien
6.4
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Darien, Wisconsin

Darien is a small community of about 1,979 in Walworth County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Darien.

FEMA rates Darien's composite natural disaster risk at 6.4 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for cold wave and tornado risk in their preparedness planning.

Darien's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Walworth County, the highest-scoring are hail, cold wave, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Darien's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Darien: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Darien

These city-level factors differentiate Darien from other communities in Walworth County and provide geographic context for its hazard exposure.

Population

1,979

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

42.6072Β° N, 88.7509Β° W

Walworth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Darien

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Darien

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.