🌍 ClimateRiskCheck

Natural Disaster Risk in Deer Park

Wisconsin

5.8out of 10
Moderate Risk

Risk Summary for Deer Park

Deer Park scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Tornado

All 18 Hazard Scores

Strong Wind
9.4
Hail
8.9
Tornado
8.7
Lightning
7.9
Cold Wave
7.9
Landslide
7.3
Winter Weather
7.0
Extreme Heat
5.6
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.5
Hurricane
2.4
Drought
2.4
Earthquake
1.9
Riverine Flooding
1.0

How it compares

Deer Park
5.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Deer Park, Wisconsin

Deer Park is a small community of about 1,175 in St. Croix County, in the northern tier of the continental United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Deer Park.

FEMA rates Deer Park's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for hail and tornado risk in their preparedness planning.

Deer Park's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for St. Croix County, the highest-scoring are wind, hail, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Deer Park residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Deer Park: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Deer Park

These city-level factors differentiate Deer Park from other communities in St. Croix County and provide geographic context for its hazard exposure.

Population

1,175

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

45.1878Β° N, 92.3573Β° W

St. Croix County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Deer Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Deer Park

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.