🌍 ClimateRiskCheck

Natural Disaster Risk in Durand

Wisconsin

3.9out of 10
Low Risk

Risk Summary for Durand

Durand scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Tsunami

All 18 Hazard Scores

Landslide
7.7
Hail
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Drought
4.3
Cold Wave
4.3
Tornado
4.0
Extreme Heat
3.3
Ice Storm
3.0
Winter Weather
2.5
Lightning
2.5
Hurricane
2.4
Wildfire
1.4
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Durand
3.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Durand, Wisconsin

Durand, in Pepin County, is a town of roughly 4,169 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Durand residents and property owners must navigate.

According to FEMA's National Risk Index, Durand carries an overall risk score of 3.9/10, placing it in the low category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to hail and tsunami.

Within Wisconsin, Durand's risk is, considerably below the 5.4/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Pepin County identifies landslide as the foremost hazard, followed by hail and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Durand carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” landslide β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Durand: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Durand

These city-level factors differentiate Durand from other communities in Pepin County and provide geographic context for its hazard exposure.

Population

4,169

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

44.6035Β° N, 91.9046Β° W

Pepin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Durand

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Durand

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.