🌍 ClimateRiskCheck

Natural Disaster Risk in Elm Grove

Wisconsin

6.8out of 10
High Risk

Risk Summary for Elm Grove

Elm Grove scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Tornado

All 18 Hazard Scores

Cold Wave
9.8
Hail
9.7
Tornado
9.6
Extreme Heat
9.2
Winter Weather
8.8
Ice Storm
8.5
Landslide
6.7
Lightning
6.5
Earthquake
6.3
Strong Wind
6.2
Wildfire
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.0
Drought
4.0
Riverine Flooding
1.0

How it compares

Elm Grove
6.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elm Grove, Wisconsin

Elm Grove, in Waukesha County, is a town of roughly 6,508 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Elm Grove residents and property owners must navigate.

According to FEMA's National Risk Index, Elm Grove carries an overall risk score of 6.8/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hail and tornado.

Within Wisconsin, Elm Grove's risk is, slightly above the 5.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Waukesha County identifies cold wave as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Elm Grove residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Elm Grove: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Elm Grove

These city-level factors differentiate Elm Grove from other communities in Waukesha County and provide geographic context for its hazard exposure.

Population

6,508

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

43.0481Β° N, 88.0867Β° W

Waukesha County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elm Grove

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elm Grove

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.