Natural Disaster Risk in Elroy
Wisconsin
5.8out of 10
Risk Summary for Elroy
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Extreme Heat Hail Cold Wave
All 18 Hazard Scores
Extreme Heat 9.6
Hail 8.9
Cold Wave 8.7
Landslide 8.3
Tornado 7.0
Strong Wind 6.0
Lightning 5.9
Tsunami 5.4
Wildfire 5.3
Volcanic Activity 5.1
Winter Weather 4.9
Coastal Flooding 4.9
Avalanche 4.5
Drought 4.3
Hurricane 3.9
Ice Storm 3.7
Earthquake 3.0
Riverine Flooding 1.0
How it compares
Elroy 5.8
Wisconsin avg. 5.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Elroy
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.