🌍 ClimateRiskCheck

Natural Disaster Risk in Elroy

Wisconsin

5.8out of 10
Moderate Risk

Risk Summary for Elroy

Elroy scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Hail Cold Wave

All 18 Hazard Scores

Extreme Heat
9.6
Hail
8.9
Cold Wave
8.7
Landslide
8.3
Tornado
7.0
Strong Wind
6.0
Lightning
5.9
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.3
Hurricane
3.9
Ice Storm
3.7
Earthquake
3.0
Riverine Flooding
1.0

How it compares

Elroy
5.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elroy, Wisconsin

Located in the interior eastern United States in Juneau County, Elroy is a town of roughly 2,808 residents. The humid continental climate that characterizes this part of Wisconsin β€” marked by long, cold winters with lake-effect snow and warm summers β€” directly influences the types and severity of natural hazards present, making Elroy a community where hazard awareness has real practical value.

Elroy's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include hail and cold wave.

Relative to other U.S. communities, Elroy's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by heat and hail, as measured by FEMA across Juneau County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Elroy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Elroy: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Elroy

These city-level factors differentiate Elroy from other communities in Juneau County and provide geographic context for its hazard exposure.

Population

2,808

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

43.7542Β° N, 90.2838Β° W

Juneau County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elroy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elroy

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.