🌍 ClimateRiskCheck

Natural Disaster Risk in Embarrass

Wisconsin

5.8out of 10
Moderate Risk

Risk Summary for Embarrass

Embarrass scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Lightning

All 18 Hazard Scores

Cold Wave
9.3
Hail
9.0
Lightning
8.2
Tornado
8.0
Strong Wind
7.0
Landslide
6.7
Winter Weather
6.6
Extreme Heat
6.1
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Earthquake
2.9
Drought
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Embarrass
5.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Embarrass, Wisconsin

Embarrass is a small unincorporated community in Waupaca County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Embarrass.

FEMA rates Embarrass's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for hail and lightning risk in their preparedness planning.

Embarrass's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Waupaca County, the highest-scoring are cold wave, hail, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Embarrass's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Embarrass: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Embarrass

These city-level factors differentiate Embarrass from other communities in Waupaca County and provide geographic context for its hazard exposure.

Population

106

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

44.6653Β° N, 88.7097Β° W

Waupaca County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Embarrass

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Embarrass

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.