🌍 ClimateRiskCheck

Natural Disaster Risk in Fredonia

Wisconsin

5.1out of 10
Moderate Risk

Risk Summary for Fredonia

Fredonia scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Hail

All 18 Hazard Scores

Coastal Flooding
9.0
Cold Wave
8.5
Hail
7.5
Tornado
6.4
Extreme Heat
6.2
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Lightning
4.9
Avalanche
4.5
Strong Wind
4.0
Hurricane
3.8
Earthquake
3.6
Ice Storm
3.4
Drought
3.1
Wildfire
3.0
Landslide
2.6
Riverine Flooding
1.0

How it compares

Fredonia
5.1
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fredonia, Wisconsin

Fredonia is a town of roughly 4,537 residents in Ozaukee County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Fredonia.

FEMA rates Fredonia's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for cold wave and hail risk in their preparedness planning.

Fredonia's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ozaukee County, the highest-scoring are coastal flood, cold wave, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Fredonia's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Fredonia: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Fredonia

These city-level factors differentiate Fredonia from other communities in Ozaukee County and provide geographic context for its hazard exposure.

Population

4,537

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

43.4943Β° N, 88.0011Β° W

Ozaukee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fredonia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fredonia

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.