🌍 ClimateRiskCheck

Natural Disaster Risk in Gile

Wisconsin

3.9out of 10
Low Risk

Risk Summary for Gile

Gile scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Winter Weather

All 18 Hazard Scores

Coastal Flooding
8.9
Cold Wave
7.6
Winter Weather
6.7
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Avalanche
4.5
Hail
2.8
Drought
2.6
Ice Storm
2.6
Strong Wind
2.5
Hurricane
2.4
Tornado
2.3
Extreme Heat
2.3
Landslide
2.2
Wildfire
1.9
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Gile
3.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gile, Wisconsin

Gile is a small unincorporated community in Iron County, in the northern tier of the continental United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gile.

According to FEMA's National Risk Index, Gile carries an overall risk score of 3.9/10, placing it in the low category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to cold wave and winter.

Gile's risk score, considerably below the 5.4/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Iron County, the highest-scoring are coastal flood, cold wave, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Despite its lower-than-average risk classification, Gile is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood β€” remains prudent for all residents.

What this means for Gile: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Gile

These city-level factors differentiate Gile from other communities in Iron County and provide geographic context for its hazard exposure.

Population

318

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

46.4335Β° N, 90.2260Β° W

Iron County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gile

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gile

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.