Natural Disaster Risk in Hammond

Natural Hazard Profile: Hammond, Wisconsin

Located in the interior eastern United States in St. Croix County, Hammond is a town of roughly 4,086 residents. The humid continental climate that characterizes this part of Wisconsin — marked by long, cold winters with lake-effect snow and warm summers — directly influences the types and severity of natural hazards present, making Hammond a community where hazard awareness has real practical value.

Hammond's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include hail and tornado.

Relative to other U.S. communities, Hammond's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by wind and hail, as measured by FEMA across St. Croix County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hammond's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.