🌍 ClimateRiskCheck

Natural Disaster Risk in Maiden Rock

Wisconsin

5.2out of 10
Moderate Risk

Risk Summary for Maiden Rock

Maiden Rock scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Landslide Hail

All 18 Hazard Scores

Strong Wind
8.5
Landslide
8.4
Hail
8.2
Tornado
7.7
Cold Wave
6.3
Tsunami
5.4
Lightning
5.3
Winter Weather
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.4
Extreme Heat
4.4
Ice Storm
3.6
Wildfire
2.8
Hurricane
2.4
Earthquake
1.5
Riverine Flooding
1.0

How it compares

Maiden Rock
5.2
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Maiden Rock, Wisconsin

Maiden Rock is a small community of about 1,047 in Pierce County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Maiden Rock.

FEMA rates Maiden Rock's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for landslide and hail risk in their preparedness planning.

Maiden Rock's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Pierce County, the highest-scoring are wind, landslide, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Maiden Rock's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Maiden Rock: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Maiden Rock

These city-level factors differentiate Maiden Rock from other communities in Pierce County and provide geographic context for its hazard exposure.

Population

1,047

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

44.6205Β° N, 92.2951Β° W

Pierce County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Maiden Rock

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Maiden Rock

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.