Natural Disaster Risk in Mequon
Wisconsin
Risk Summary for Mequon
Mequon scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mequon, Wisconsin
Located in the Great Lakes region in Ozaukee County, Mequon is a city of approximately 20,886 residents. The humid continental climate that characterizes this part of Wisconsin β marked by long, cold winters with lake-effect snow and warm summers β directly influences the types and severity of natural hazards present, making Mequon a community where hazard awareness has real practical value.
Mequon's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include cold wave and hail.
Relative to other U.S. communities, Mequon's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by coastal flood and cold wave, as measured by FEMA across Ozaukee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Mequon residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Mequon: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Mequon
These city-level factors differentiate Mequon from other communities in Ozaukee County and provide geographic context for its hazard exposure.
Population
20,886
SuburbanGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 43.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.0/10
Coordinates
43.2214Β° N, 87.9535Β° W
Ozaukee County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mequon
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mequon
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.