Natural Disaster Risk in Montreal

Natural Hazard Profile: Montreal, Wisconsin

Located in the northern tier of the continental United States in Iron County, Montreal is a small community of about 768. The humid continental climate that characterizes this part of Wisconsin — marked by long, cold winters with lake-effect snow and warm summers — directly influences the types and severity of natural hazards present, making Montreal a community where hazard awareness has real practical value.

FEMA rates Montreal's composite natural disaster risk at 3.9 out of 10 — low risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for cold wave and winter risk in their preparedness planning.

Relative to other U.S. communities, Montreal's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.4/10 state average. The hazard distribution here is led by coastal flood and cold wave, as measured by FEMA across Iron County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Montreal carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — coastal flood — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.