🌍 ClimateRiskCheck

Natural Disaster Risk in Mosinee

Wisconsin

6.0out of 10
High Risk

Risk Summary for Mosinee

Mosinee scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Lightning Hail

All 18 Hazard Scores

Cold Wave
9.9
Lightning
9.6
Hail
9.3
Tornado
8.6
Winter Weather
7.5
Extreme Heat
6.8
Ice Storm
6.6
Landslide
6.5
Strong Wind
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Earthquake
2.8
Hurricane
2.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Mosinee
6.0
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mosinee, Wisconsin

Located in the interior eastern United States in Marathon County, Mosinee is a city of approximately 19,025 residents. The humid continental climate that characterizes this part of Wisconsin β€” marked by long, cold winters with lake-effect snow and warm summers β€” directly influences the types and severity of natural hazards present, making Mosinee a community where hazard awareness has real practical value.

FEMA rates Mosinee's composite natural disaster risk at 6.0 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for lightning and hail risk in their preparedness planning.

Relative to other U.S. communities, Mosinee's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by cold wave and lightning, as measured by FEMA across Marathon County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Mosinee residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Mosinee: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Mosinee

These city-level factors differentiate Mosinee from other communities in Marathon County and provide geographic context for its hazard exposure.

Population

19,025

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

44.7625Β° N, 89.6856Β° W

Marathon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mosinee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mosinee

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.