Natural Disaster Risk in Mountain
Wisconsin
Risk Summary for Mountain
Mountain scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mountain, Wisconsin
Located in the northern tier of the continental United States in Oconto County, Mountain is a small community of about 1,210. The humid continental climate that characterizes this part of Wisconsin β marked by long, cold winters with lake-effect snow and warm summers β directly influences the types and severity of natural hazards present, making Mountain a community where hazard awareness has real practical value.
FEMA rates Mountain's composite natural disaster risk at 5.5 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for cold wave and lightning risk in their preparedness planning.
Relative to other U.S. communities, Mountain's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by coastal flood and cold wave, as measured by FEMA across Oconto County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Mountain residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Mountain: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Mountain
These city-level factors differentiate Mountain from other communities in Oconto County and provide geographic context for its hazard exposure.
Population
1,210
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 45.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.6/10
Coordinates
45.2040Β° N, 88.4745Β° W
Oconto County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mountain
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mountain
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.