Natural Disaster Risk in Pell Lake
Wisconsin
Risk Summary for Pell Lake
Pell Lake scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Pell Lake, Wisconsin
Located in the interior eastern United States in Walworth County, Pell Lake is a small unincorporated community. The humid continental climate that characterizes this part of Wisconsin β marked by long, cold winters with lake-effect snow and warm summers β directly influences the types and severity of natural hazards present, making Pell Lake a community where hazard awareness has real practical value.
FEMA rates Pell Lake's composite natural disaster risk at 6.4 out of 10 β high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and tornado risk in their preparedness planning.
Relative to other U.S. communities, Pell Lake's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Walworth County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Pell Lake's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Pell Lake: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Pell Lake
These city-level factors differentiate Pell Lake from other communities in Walworth County and provide geographic context for its hazard exposure.
Population
N/A
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.5/10
Coordinates
42.5377Β° N, 88.3685Β° W
Walworth County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Pell Lake
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Pell Lake
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.