Natural Disaster Risk in Phillips
Wisconsin
3.9out of 10
Risk Summary for Phillips
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Cold Wave Lightning Tsunami
All 18 Hazard Scores
Cold Wave 8.5
Lightning 5.8
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Tornado 4.2
Ice Storm 3.9
Strong Wind 3.5
Drought 3.4
Extreme Heat 3.1
Hail 2.5
Wildfire 2.4
Hurricane 2.4
Winter Weather 2.3
Landslide 2.1
Earthquake 1.5
Riverine Flooding 1.0
How it compares
Phillips 3.9
Wisconsin avg. 5.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Phillips
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.