🌍 ClimateRiskCheck

Natural Disaster Risk in Plymouth

Wisconsin

5.9out of 10
Moderate Risk

Risk Summary for Plymouth

Plymouth scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Coastal Flooding Cold Wave

All 18 Hazard Scores

Hail
9.2
Coastal Flooding
9.0
Cold Wave
8.9
Tornado
8.6
Extreme Heat
7.2
Winter Weather
7.1
Lightning
6.8
Strong Wind
5.5
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Hurricane
4.8
Avalanche
4.5
Earthquake
3.9
Wildfire
3.6
Ice Storm
3.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Plymouth
5.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Plymouth, Wisconsin

Located in the Great Lakes region in Sheboygan County, Plymouth is a city of approximately 16,136 residents. The humid continental climate that characterizes this part of Wisconsin β€” marked by long, cold winters with lake-effect snow and warm summers β€” directly influences the types and severity of natural hazards present, making Plymouth a community where hazard awareness has real practical value.

Plymouth's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include coastal flood and cold wave.

Relative to other U.S. communities, Plymouth's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by hail and coastal flood, as measured by FEMA across Sheboygan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Plymouth's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Plymouth: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Plymouth

These city-level factors differentiate Plymouth from other communities in Sheboygan County and provide geographic context for its hazard exposure.

Population

16,136

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

43.7501Β° N, 87.9919Β° W

Sheboygan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Plymouth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Plymouth

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.