🌍 ClimateRiskCheck

Natural Disaster Risk in Port Wing

Wisconsin

4.8out of 10
Moderate Risk

Risk Summary for Port Wing

Port Wing scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Winter Weather

All 18 Hazard Scores

Coastal Flooding
8.9
Cold Wave
8.8
Winter Weather
8.7
Strong Wind
6.8
Lightning
6.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Extreme Heat
4.0
Hail
3.8
Landslide
3.5
Drought
3.2
Ice Storm
2.9
Wildfire
2.8
Tornado
2.6
Hurricane
2.4
Earthquake
1.1
Riverine Flooding
1.0

How it compares

Port Wing
4.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Port Wing, Wisconsin

Port Wing is a small community of about 517 in Bayfield County, in the northern tier of the continental United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Port Wing.

FEMA rates Port Wing's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for cold wave and winter risk in their preparedness planning.

Port Wing's risk score, slightly below the 5.4/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bayfield County, the highest-scoring are coastal flood, cold wave, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Port Wing residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Port Wing: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Port Wing

These city-level factors differentiate Port Wing from other communities in Bayfield County and provide geographic context for its hazard exposure.

Population

517

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

46.7479Β° N, 91.3752Β° W

Bayfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Port Wing

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Port Wing

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.