🌍 ClimateRiskCheck

Natural Disaster Risk in Ridgeland

Wisconsin

5.4out of 10
Moderate Risk

Risk Summary for Ridgeland

Ridgeland scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Cold Wave Hail

All 18 Hazard Scores

Landslide
8.6
Strong Wind
8.2
Hail
8.2
Cold Wave
8.2
Tornado
7.2
Lightning
6.9
Extreme Heat
6.1
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Drought
2.7
Hurricane
2.4
Wildfire
2.3
Earthquake
1.7
Riverine Flooding
1.0

How it compares

Ridgeland
5.4
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ridgeland, Wisconsin

Ridgeland, in Dunn County, is a small community of about 1,120 situated in the northern tier of the continental United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Ridgeland residents and property owners must navigate.

Ridgeland's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include cold wave and hail.

Within Wisconsin, Ridgeland's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Dunn County identifies landslide as the foremost hazard, followed by cold wave and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ridgeland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Ridgeland: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Ridgeland

These city-level factors differentiate Ridgeland from other communities in Dunn County and provide geographic context for its hazard exposure.

Population

1,120

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

45.1790Β° N, 91.8768Β° W

Dunn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ridgeland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ridgeland

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.