🌍 ClimateRiskCheck

Natural Disaster Risk in Rubicon

Wisconsin

6.3out of 10
High Risk

Risk Summary for Rubicon

Rubicon scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Tornado

All 18 Hazard Scores

Hail
9.4
Cold Wave
8.9
Tornado
8.7
Strong Wind
8.1
Extreme Heat
7.6
Winter Weather
6.8
Landslide
6.8
Lightning
6.4
Wildfire
5.4
Tsunami
5.4
Drought
5.3
Ice Storm
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Earthquake
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Rubicon
6.3
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rubicon, Wisconsin

Rubicon is a small community of about 1,734 in Dodge County, in the interior eastern United States. The area experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Rubicon.

According to FEMA's National Risk Index, Rubicon carries an overall risk score of 6.3/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to cold wave and tornado.

Rubicon's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Dodge County, the highest-scoring are hail, cold wave, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Rubicon residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Rubicon: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Rubicon

These city-level factors differentiate Rubicon from other communities in Dodge County and provide geographic context for its hazard exposure.

Population

1,734

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

43.3139Β° N, 88.4592Β° W

Dodge County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rubicon

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Rubicon

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.