Natural Disaster Risk in Saxon
Wisconsin
Risk Summary for Saxon
Saxon scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Saxon, Wisconsin
Saxon, in Iron County, is a small community of about 837 situated in the northern tier of the continental United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Saxon residents and property owners must navigate.
According to FEMA's National Risk Index, Saxon carries an overall risk score of 3.9/10, placing it in the low category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to cold wave and winter.
Within Wisconsin, Saxon's risk is, considerably below the 5.4/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Iron County identifies coastal flood as the foremost hazard, followed by cold wave and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Despite its lower-than-average risk classification, Saxon is not immune to natural hazards. Basic preparedness β an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood β remains prudent for all residents.
What this means for Saxon: Coastal Flooding preparedness
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
Local Factors for Saxon
These city-level factors differentiate Saxon from other communities in Iron County and provide geographic context for its hazard exposure.
Population
837
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 46.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.9/10
Coordinates
46.4938Β° N, 90.4708Β° W
Iron County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Saxon
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Saxon
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.