🌍 ClimateRiskCheck

Natural Disaster Risk in Saxon

Wisconsin

3.9out of 10
Low Risk

Risk Summary for Saxon

Saxon scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Winter Weather

All 18 Hazard Scores

Coastal Flooding
8.9
Cold Wave
7.6
Winter Weather
6.7
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Avalanche
4.5
Hail
2.8
Drought
2.6
Ice Storm
2.6
Strong Wind
2.5
Hurricane
2.4
Tornado
2.3
Extreme Heat
2.3
Landslide
2.2
Wildfire
1.9
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Saxon
3.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saxon, Wisconsin

Saxon, in Iron County, is a small community of about 837 situated in the northern tier of the continental United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Saxon residents and property owners must navigate.

According to FEMA's National Risk Index, Saxon carries an overall risk score of 3.9/10, placing it in the low category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to cold wave and winter.

Within Wisconsin, Saxon's risk is, considerably below the 5.4/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Iron County identifies coastal flood as the foremost hazard, followed by cold wave and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Saxon is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood β€” remains prudent for all residents.

What this means for Saxon: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Saxon

These city-level factors differentiate Saxon from other communities in Iron County and provide geographic context for its hazard exposure.

Population

837

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

46.4938Β° N, 90.4708Β° W

Iron County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saxon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saxon

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.