Natural Disaster Risk in Stoddard

Natural Hazard Profile: Stoddard, Wisconsin

Located in the interior eastern United States in Vernon County, Stoddard is a small community of about 2,326. The humid continental climate that characterizes this part of Wisconsin — marked by long, cold winters with lake-effect snow and warm summers — directly influences the types and severity of natural hazards present, making Stoddard a community where hazard awareness has real practical value.

Stoddard's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include cold wave and hail.

Relative to other U.S. communities, Stoddard's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by landslide and cold wave, as measured by FEMA across Vernon County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Stoddard residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.