🌍 ClimateRiskCheck

Natural Disaster Risk in Stoughton

Wisconsin

7.6out of 10
High Risk

Risk Summary for Stoughton

Stoughton scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Tornado

All 18 Hazard Scores

Hail
9.9
Cold Wave
9.9
Tornado
9.8
Extreme Heat
9.6
Winter Weather
9.4
Strong Wind
9.3
Lightning
9.2
Landslide
9.1
Ice Storm
8.6
Earthquake
7.4
Wildfire
6.5
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Stoughton
7.6
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stoughton, Wisconsin

Stoughton, in Dane County, is a city of approximately 19,550 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Stoughton residents and property owners must navigate.

According to FEMA's National Risk Index, Stoughton carries an overall risk score of 7.6/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hail and tornado.

Within Wisconsin, Stoughton's risk is, considerably above the 5.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Dane County identifies cold wave as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Stoughton's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Stoughton: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Stoughton

These city-level factors differentiate Stoughton from other communities in Dane County and provide geographic context for its hazard exposure.

Population

19,550

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

42.9268Β° N, 89.2118Β° W

Dane County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stoughton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stoughton

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.