🌍 ClimateRiskCheck

Natural Disaster Risk in Tomah

Wisconsin

6.1out of 10
High Risk

Risk Summary for Tomah

Tomah scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Landslide Hail

All 18 Hazard Scores

Cold Wave
9.6
Landslide
9.4
Hail
9.3
Strong Wind
8.6
Tornado
7.9
Extreme Heat
7.9
Winter Weather
6.0
Ice Storm
5.6
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.2
Hurricane
4.1
Drought
3.8
Earthquake
2.8
Riverine Flooding
1.0

How it compares

Tomah
6.1
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tomah, Wisconsin

Located in the interior eastern United States in Monroe County, Tomah is a city of approximately 16,124 residents. The humid continental climate that characterizes this part of Wisconsin β€” marked by long, cold winters with lake-effect snow and warm summers β€” directly influences the types and severity of natural hazards present, making Tomah a community where hazard awareness has real practical value.

Tomah's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include landslide and hail.

Relative to other U.S. communities, Tomah's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by cold wave and landslide, as measured by FEMA across Monroe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Tomah's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Tomah: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Tomah

These city-level factors differentiate Tomah from other communities in Monroe County and provide geographic context for its hazard exposure.

Population

16,124

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

43.9853Β° N, 90.5050Β° W

Monroe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tomah

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tomah

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.