🌍 ClimateRiskCheck

Natural Disaster Risk in Trempealeau County

Wisconsin

5.6out of 10
Moderate Risk

Risk Summary for Trempealeau County

Trempealeau County scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Cold Wave

All 18 Hazard Scores

Landslide
9.2
Hail
8.5
Cold Wave
8.2
Lightning
7.9
Strong Wind
6.9
Extreme Heat
6.6
Tornado
6.5
Ice Storm
5.5
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Drought
4.6
Avalanche
4.5
Wildfire
2.4
Hurricane
2.4
Earthquake
1.7
Riverine Flooding
1.0

How it compares

Trempealeau County
5.6
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Trempealeau County, Wisconsin

Trempealeau County, in the United States in Wisconsin, is characterized by its humid continental climate β€” long, cold winters with lake-effect snow and warm summers. The county faces severe blizzards and spring tornado outbreaks, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Trempealeau County carries an overall risk score of 5.6/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to hail and cold wave.

Within Wisconsin, Trempealeau County's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Trempealeau County identifies landslide as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Trempealeau County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Trempealeau County: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Cities in Trempealeau County

ZIP codes in Trempealeau County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.