🌍 ClimateRiskCheck

Natural Disaster Risk in Valders

Wisconsin

5.9out of 10
Moderate Risk

Risk Summary for Valders

Valders scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Coastal Flooding Cold Wave

All 18 Hazard Scores

Hail
9.7
Coastal Flooding
9.1
Cold Wave
8.8
Extreme Heat
8.3
Tornado
8.0
Lightning
7.0
Winter Weather
6.7
Strong Wind
6.5
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Hurricane
4.8
Avalanche
4.5
Ice Storm
4.0
Earthquake
3.5
Wildfire
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Valders
5.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Valders, Wisconsin

Valders, in Manitowoc County, is a small community of about 2,069 situated in the Great Lakes region. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Valders residents and property owners must navigate.

According to FEMA's National Risk Index, Valders carries an overall risk score of 5.9/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to coastal flood and cold wave.

Within Wisconsin, Valders's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Manitowoc County identifies hail as the foremost hazard, followed by coastal flood and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Valders residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Valders: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Valders

These city-level factors differentiate Valders from other communities in Manitowoc County and provide geographic context for its hazard exposure.

Population

2,069

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

44.0273Β° N, 87.8977Β° W

Manitowoc County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Valders

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Valders

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.