🌍 ClimateRiskCheck

Natural Disaster Risk in Waupaca

Wisconsin

5.8out of 10
Moderate Risk

Risk Summary for Waupaca

Waupaca scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Lightning

All 18 Hazard Scores

Cold Wave
9.3
Hail
9.0
Lightning
8.2
Tornado
8.0
Strong Wind
7.0
Landslide
6.7
Winter Weather
6.6
Extreme Heat
6.1
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Earthquake
2.9
Drought
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Waupaca
5.8
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waupaca, Wisconsin

Waupaca, in Waupaca County, is a city of approximately 14,870 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Waupaca residents and property owners must navigate.

Waupaca's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include hail and lightning.

Within Wisconsin, Waupaca's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Waupaca County identifies cold wave as the foremost hazard, followed by hail and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Waupaca's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Waupaca: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Waupaca

These city-level factors differentiate Waupaca from other communities in Waupaca County and provide geographic context for its hazard exposure.

Population

14,870

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

44.3273Β° N, 89.1256Β° W

Waupaca County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waupaca

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waupaca

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.