🌍 ClimateRiskCheck

Natural Disaster Risk in Wausau

Wisconsin

6.0out of 10
High Risk

Risk Summary for Wausau

Wausau scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Lightning Hail

All 18 Hazard Scores

Cold Wave
9.9
Lightning
9.6
Hail
9.3
Tornado
8.6
Winter Weather
7.5
Extreme Heat
6.8
Ice Storm
6.6
Landslide
6.5
Strong Wind
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Earthquake
2.8
Hurricane
2.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Wausau
6.0
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wausau, Wisconsin

Wausau, in Marathon County, is a city of approximately 31,692 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Wausau residents and property owners must navigate.

According to FEMA's National Risk Index, Wausau carries an overall risk score of 6.0/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to lightning and hail.

Within Wisconsin, Wausau's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Marathon County identifies cold wave as the foremost hazard, followed by lightning and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Wausau residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Wausau: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Wausau

These city-level factors differentiate Wausau from other communities in Marathon County and provide geographic context for its hazard exposure.

Population

31,692

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

44.9665Β° N, 89.7079Β° W

Marathon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wausau

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wausau

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.