🌍 ClimateRiskCheck

Natural Disaster Risk in Westfield

Wisconsin

5.0out of 10
Moderate Risk

Risk Summary for Westfield

Westfield scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hail Extreme Heat

All 18 Hazard Scores

Hail
8.9
Cold Wave
8.9
Extreme Heat
6.8
Tornado
5.9
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Wildfire
4.5
Avalanche
4.5
Drought
4.3
Hurricane
3.8
Winter Weather
3.5
Lightning
2.7
Earthquake
2.4
Ice Storm
2.3
Riverine Flooding
1.0

How it compares

Westfield
5.0
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Westfield, Wisconsin

Westfield, in Marquette County, is a town of roughly 3,371 residents situated in the interior eastern United States. Its humid continental climate brings long, cold winters with lake-effect snow and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Westfield residents and property owners must navigate.

According to FEMA's National Risk Index, Westfield carries an overall risk score of 5.0/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hail and heat.

Within Wisconsin, Westfield's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Marquette County identifies cold wave as the foremost hazard, followed by hail and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Westfield residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Westfield: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Westfield

These city-level factors differentiate Westfield from other communities in Marquette County and provide geographic context for its hazard exposure.

Population

3,371

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

43.9125Β° N, 89.5025Β° W

Marquette County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Westfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Westfield

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.