Natural Disaster Risk in Willard
Wisconsin
Risk Summary for Willard
Willard scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Willard, Wisconsin
Located in the interior eastern United States in Clark County, Willard is a small community of about 631. The humid continental climate that characterizes this part of Wisconsin β marked by long, cold winters with lake-effect snow and warm summers β directly influences the types and severity of natural hazards present, making Willard a community where hazard awareness has real practical value.
FEMA rates Willard's composite natural disaster risk at 5.6 out of 10 β moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for hail and wind risk in their preparedness planning.
Relative to other U.S. communities, Willard's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by cold wave and hail, as measured by FEMA across Clark County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Willard residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.
What this means for Willard: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Willard
These city-level factors differentiate Willard from other communities in Clark County and provide geographic context for its hazard exposure.
Population
631
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 44.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.0/10
Coordinates
44.7008Β° N, 90.8011Β° W
Clark County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Willard
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Willard
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.