🌍 ClimateRiskCheck

Natural Disaster Risk in Guernsey

Wyoming

5.4out of 10
Moderate Risk

Risk Summary for Guernsey

Guernsey scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Avalanche

All 18 Hazard Scores

Wildfire
8.9
Winter Weather
8.3
Avalanche
8.2
Cold Wave
7.1
Hail
7.0
Ice Storm
5.7
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Landslide
5.0
Coastal Flooding
4.9
Earthquake
4.8
Drought
4.4
Tornado
4.2
Strong Wind
3.3
Hurricane
2.4
Extreme Heat
2.1
Riverine Flooding
1.0

How it compares

Guernsey
5.4
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Guernsey, Wyoming

Guernsey, in Platte County, is a small community of about 932 situated in the Great Plains. Its semi-arid climate brings high winds, cold winters, and significant snowfall at elevation, and in particular blizzards and rapid weather changes. These conditions collectively define the natural hazard environment that Guernsey residents and property owners must navigate.

According to FEMA's National Risk Index, Guernsey carries an overall risk score of 5.4/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and avalanche.

Within Wyoming, Guernsey's risk is, near the 5.3/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Platte County identifies wildfire as the foremost hazard, followed by winter and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Guernsey residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Guernsey: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Guernsey

These city-level factors differentiate Guernsey from other communities in Platte County and provide geographic context for its hazard exposure.

Population

932

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

42.2642Β° N, 104.7510Β° W

Platte County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Guernsey

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Guernsey

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.