Natural Disaster Risk in Laramie County
Wyoming
6.9out of 10
Risk Summary for Laramie County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Winter Weather Cold Wave Hail
All 18 Hazard Scores
Winter Weather 9.7
Cold Wave 9.4
Wildfire 9.3
Hail 9.3
Ice Storm 9.3
Tornado 9.0
Lightning 9.0
Avalanche 8.1
Strong Wind 7.5
Earthquake 7.4
Tsunami 5.4
Volcanic Activity 5.1
Landslide 5.0
Coastal Flooding 4.9
Drought 3.7
Extreme Heat 3.0
Hurricane 2.4
Riverine Flooding 1.0
How it compares
Laramie County 6.9
Wyoming avg. 5.3
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Laramie County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.