Natural Disaster Risk in Laramie County
Wyoming
Risk Summary for Laramie County
Laramie County scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Laramie County, Wyoming
Laramie County is located in the United States in Wyoming, home to roughly 100,483 residents. The county experiences high winds, cold winters, and significant snowfall at elevation, with blizzards and rapid weather changes shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.
FEMA rates Laramie County's composite natural disaster risk at 6.9 out of 10 — high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for cold wave and hail risk in their preparedness planning.
Laramie County's risk score, considerably above the 5.3/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Laramie County, the highest-scoring are winter, cold wave, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Laramie County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Laramie County: Winter Weather preparedness
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
Cities in Laramie County
ZIP codes in Laramie County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.