🌍 ClimateRiskCheck

Natural Disaster Risk in Lovell

Wyoming

5.2out of 10
Moderate Risk

Risk Summary for Lovell

Lovell scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Volcanic Activity Avalanche

All 18 Hazard Scores

Landslide
9.8
Volcanic Activity
9.4
Avalanche
8.7
Wildfire
6.6
Earthquake
6.6
Cold Wave
6.3
Tsunami
5.4
Winter Weather
5.3
Coastal Flooding
4.9
Drought
4.7
Lightning
4.5
Hail
3.6
Tornado
2.7
Hurricane
2.4
Ice Storm
2.4
Strong Wind
2.3
Extreme Heat
2.1
Riverine Flooding
1.0

How it compares

Lovell
5.2
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lovell, Wyoming

Lovell is a town of roughly 3,224 residents in Big Horn County, in the Great Plains. The area experiences high winds, cold winters, and significant snowfall at elevation, with blizzards and rapid weather changes shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lovell.

According to FEMA's National Risk Index, Lovell carries an overall risk score of 5.2/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to volcano and avalanche.

Lovell's risk score, near the 5.3/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Big Horn County, the highest-scoring are landslide, volcano, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lovell residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Lovell: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Lovell

These city-level factors differentiate Lovell from other communities in Big Horn County and provide geographic context for its hazard exposure.

Population

3,224

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.6/10

Coordinates

44.8706Β° N, 108.1622Β° W

Big Horn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lovell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lovell

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.