🌍 ClimateRiskCheck

Natural Disaster Risk in Osage

Wyoming

4.6out of 10
Moderate Risk

Risk Summary for Osage

Osage scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Hail

All 18 Hazard Scores

Wildfire
8.6
Avalanche
8.1
Hail
7.8
Winter Weather
6.2
Cold Wave
5.8
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.0
Tornado
3.2
Lightning
3.1
Drought
2.5
Hurricane
2.4
Strong Wind
2.4
Ice Storm
2.0
Extreme Heat
1.8
Riverine Flooding
1.0

How it compares

Osage
4.6
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osage, Wyoming

Located in the Great Plains in Weston County, Osage is a small unincorporated community. The semi-arid climate that characterizes this part of Wyoming β€” marked by high winds, cold winters, and significant snowfall at elevation β€” directly influences the types and severity of natural hazards present, making Osage a community where hazard awareness has real practical value.

Osage's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and hail.

Relative to other U.S. communities, Osage's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Weston County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Osage's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Osage: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Osage

These city-level factors differentiate Osage from other communities in Weston County and provide geographic context for its hazard exposure.

Population

140

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

43.9890Β° N, 104.4240Β° W

Weston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Osage

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Osage

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.