Natural Disaster Risk in Recluse

Natural Hazard Profile: Recluse, Wyoming

Located in the Great Plains in Campbell County, Recluse is a small unincorporated community. The semi-arid climate that characterizes this part of Wyoming — marked by high winds, cold winters, and significant snowfall at elevation — directly influences the types and severity of natural hazards present, making Recluse a community where hazard awareness has real practical value.

Recluse's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include wildfire and winter.

Relative to other U.S. communities, Recluse's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.3/10 state average. The hazard distribution here is led by hail and wildfire, as measured by FEMA across Campbell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Recluse's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.