🌍 ClimateRiskCheck

Natural Disaster Risk in Thermopolis

Wyoming

4.6out of 10
Moderate Risk

Risk Summary for Thermopolis

Thermopolis scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Landslide
9.6
Avalanche
9.6
Volcanic Activity
9.3
Wildfire
7.1
Earthquake
6.6
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.6
Cold Wave
3.8
Hail
2.9
Drought
2.7
Hurricane
2.4
Tornado
2.2
Ice Storm
2.0
Extreme Heat
1.8
Strong Wind
1.7
Winter Weather
1.4
Riverine Flooding
1.0

How it compares

Thermopolis
4.6
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Thermopolis, Wyoming

Thermopolis, in Hot Springs County, is a town of roughly 4,533 residents situated in the Great Plains. Its semi-arid climate brings high winds, cold winters, and significant snowfall at elevation, and in particular blizzards and rapid weather changes. These conditions collectively define the natural hazard environment that Thermopolis residents and property owners must navigate.

Thermopolis's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and volcano.

Within Wyoming, Thermopolis's risk is, slightly below the 5.3/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Hot Springs County identifies avalanche as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Thermopolis residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Thermopolis: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Thermopolis

These city-level factors differentiate Thermopolis from other communities in Hot Springs County and provide geographic context for its hazard exposure.

Population

4,533

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.1/10

Coordinates

43.7179Β° N, 108.4802Β° W

Hot Springs County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Thermopolis

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Thermopolis

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.