🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 00778

Gurabo, PR

2.2out of 10
Low Risk

Risk Summary for ZIP 00778

ZIP 00778 scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
2.4
Drought
1.7
Ice Storm
1.3
Strong Wind
1.2
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Wildfire
1.1
Earthquake
1.1
Tornado
1.1
Hail
1.1
Lightning
1.1
Landslide
1.1
Riverine Flooding
1.0

How it compares

ZIP 00778
2.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 00778, PR

Located near the Atlantic Coast of the southeastern United States, ZIP 00778 serves the Gurabo community. The temperate continental climate of this part of PR β€” bringing a temperate continental climate with four seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 00778's overall natural disaster risk is rated 2.2/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.

Relative to other U.S. communities, ZIP 00778's natural disaster risk is well below the U.S. national average of 4.5/10. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across PR. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 00778 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 00778: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Risk for the surrounding area

Local Factors for ZIP 00778

These city-level factors differentiate ZIP 00778 from other communities in PR County and provide geographic context for its hazard exposure.

Population

40,203

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Tropical / Subtropical

Latitude 18.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.1/10

Coordinates

18.2632Β° N, 65.9794Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 00778

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in PR

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.