Natural Disaster Risk — ZIP Code 00784
Guayama, PR
Risk Summary for ZIP 00784
ZIP 00784 scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 00784, PR
Located near the Atlantic Coast of the southeastern United States, ZIP 00784 serves the Guayama community. The temperate continental climate of this part of PR — bringing a temperate continental climate with four seasons — directly shapes the hazard exposure for properties in this postal area.
ZIP 00784's overall natural disaster risk is rated 2.2/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.
Relative to other U.S. communities, ZIP 00784's natural disaster risk is well below the U.S. national average of 4.5/10. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across PR. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, ZIP 00784 is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami — remains prudent for all residents.
What this means for ZIP 00784: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately — do not wait for an official warning.
Risk for the surrounding area
Local Factors for ZIP 00784
These city-level factors differentiate ZIP 00784 from other communities in PR County and provide geographic context for its hazard exposure.
Population
34,981
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Tropical / Subtropical
Latitude 18.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.1/10
Coordinates
18.0056° N, 66.1365° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 00784
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in PR
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.