Natural Disaster Risk — ZIP Code 04048

Natural Hazard Profile: ZIP 04048, Maine

Located along the northeastern Atlantic Seaboard, ZIP 04048 serves the Limerick community. The humid continental climate of this part of Maine — bringing long, harsh winters and brief summers with heavy snowfall — directly shapes the hazard exposure for properties in this postal area.

ZIP 04048's overall natural disaster risk is rated 6.9/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include coastal flood and hurricane.

Relative to other U.S. communities, ZIP 04048's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.2/10 state average. The hazard distribution here is led by ice storm and coastal flood, as measured by FEMA across Maine. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 04048 residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.