Natural Disaster Risk — ZIP Code 04984

Natural Hazard Profile: ZIP 04984, Maine

Located along the northeastern Atlantic Seaboard, ZIP 04984 serves the Temple community. The humid continental climate of this part of Maine — bringing long, harsh winters and brief summers with heavy snowfall — directly shapes the hazard exposure for properties in this postal area.

ZIP 04984's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include ice storm and winter.

Relative to other U.S. communities, ZIP 04984's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by avalanche and ice storm, as measured by FEMA across Maine. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 04984 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.